Realtor
What Is a Realtor? Real estate agents, commonly known as realtors, are professionals…
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- Personal Finance
Personal Finance
Personal finance is a broad topic that refers to the management of individual financial resources. It involves making decisions about budgeting, saving, investing, and managing debt. The goal of personal finance is to achieve financial security and independence.
Housing
Home equity loans
What are home equity loans? Home equity loans are borrowing money against the…
What are discount points and How to calculate?
If you’re buying a home and getting a mortgage or you’re thinking of…
Buydown of Mortgage – Pay less interest
When someone’s buying down your mortgage is typically what we’re referring to is…
What is Wraparound Mortgages?
A wraparound mortgage is a type of seller financing, the person selling the…
Shared Appreciation Mortgage (SAM)
A Shared Appreciation Mortgage (SAM) is any mortgage in which the lender writes…
What is Balloon Mortgage?
What is Balloon Mortgage? Today we’re talking about balloon, what exactly is balloon…
What is Negative Amortization?
What is Negative Amortization? Negative amortization is something that happens with loans. So…
Graduated Payment Mortgage Loan (GPM)
Here we’re gonna talk about graduated payment mortgages which are sometimes abbreviated as…
15-Year vs. 30-Year Mortgage. What are the Benefits and Drawbacks?
Today I’d like to discuss kind of the costs and benefits of choosing…
Simple mortgage calculator. How to calculate a mortgage payment?
We have a really nifty formula that we can use to calculate mortgage…
